You may have as little as three years from the crash date to file a Rhode Island injury lawsuit, and if that date is close, every day matters.

In the next 24 hours, find the exact crash date and pull every paper tied to it: the Cranston Police report number, photos, discharge papers, physical therapy notes, wage-loss records, and every letter, text, or email from insurance. If your spouse treated at Rhode Island Hospital, Hasbro, Kent, or another Lifespan or Care New England facility, request the records now. One expensive myth is that waiting until treatment is "finished" is safer. It is not. The clock usually runs from the date of the crash, not the date your spouse realized how serious the injury was.

In the next week, stop guessing which insurance applies. An Amazon Flex crash can involve the driver's personal policy, Amazon's commercial coverage, and sometimes uninsured/underinsured motorist coverage in your own household policy. Another bad myth is that if the app driver's insurer denied the claim, the case is over. That is often wrong. Ask for the denial reason in writing and compare it to the police report, witness names, and any school-zone or bus-stop details if this happened during back-to-school traffic near places like Park Avenue, Reservoir Avenue, or Pontiac Avenue.

In the next month, calculate the hard deadline. In Rhode Island, many vehicle-injury claims are subject to a three-year statute of limitations. Miss it, and you can lose the right to sue even if the injury is real and ongoing. If the vehicle was not Amazon Flex after all, but a USPS mail truck, that is a different trap: federal claims usually require an administrative claim within two years. Do not let an insurer stall you with "we're still reviewing." Insurance talks do not extend the filing deadline.