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20 results

Company Car Crash Liability and Fault in Rhode Island

You were on the clock, in the employer's vehicle, and now everyone is trying to dump the blame on you - here's how fault usually gets split in Rhode Island and why that does not automatically kill your claim.

ARTICLE by Marcus Brown

My husband is a firefighter and every insurer is ducking his East Providence crash

An off-duty firefighter was on the way to another work site when a drowsy driver hit him in East Providence, and now auto insurance, UM/UIM, and work-related coverage are all being shoved onto somebody else.

ARTICLE by Tom Mancini

Employer Liability After a Plant Road Weather Crash

Bad weather does not automatically let an employer, contractor, driver, or road agency off the hook when a Rhode Island crash happened on ice, slush, floodwater, or a badly treated private access road.

ARTICLE by Michael Ricci

I told my employee to use our auto insurance first, did I ruin everything?

The costliest mistake is letting the wrong insurance company control the claim early. That does not automatically ruin it, but it can delay wage checks, medical treatment...

About to give up on your Providence Uber claim after the denial? Don't make these mistakes

A denial with no real explanation is exactly when injured Uber passengers in Providence make the mistakes that wreck the rest of the claim.

ARTICLE by Danny Correia

Left on green in Providence and the IME says you're fine?

A Providence rideshare driver got hit by a left-turning car on a green light, and now the insurer's hired doctor is pretending the MRI means nothing.

ARTICLE by Michael Ricci

Missing the ER didn't kill your bike-door claim in Providence

A Providence retail worker on a visa can still pursue a bike-door injury claim even without an ER visit, but the fight gets messy fast when the driver, car owner, employers, and health insurer all start pushing blame around.

ARTICLE by Ananya Raghavan

I got a call saying the police blamed me for the Woonsocket hit-and-run - now what?

A bad police report after a Woonsocket hit-and-run can wreck a serious injury claim unless you know how permanent-damage proof actually gets built.

ARTICLE by Marcus Brown

Your coworker says Providence gives you three years to deal with a rear-end crash - is that actually true?

Three years is the outside deadline in Rhode Island for most injury lawsuits, but waiting after a Providence rear-end can wreck the evidence long before that.

ARTICLE by Danny Correia

My coworker said Rhode Island is no-fault after a crash. True?

The one thing they are hoping you never find out is this: Rhode Island is not a no-fault state. Picture a Pawtucket winter pileup on black ice: one car taps another, a third...

My coworker said a Providence crash claim could get me deported. True?

With federal immigration enforcement policy shifting again in 2025, the worst-case fear is obvious: your name ends up on paperwork, you panic, you stop treatment, and the...

Should I file workers' comp or sue after a Newport work crash?

The insurance company will often tell you workers' comp is your only option. The surprising part is that this is only half true, and if you wait too long, you can lose the...

Why is my husband's Newport boss saying workers' comp blocks suing the other driver?

In Rhode Island, there is no honest single "average," but work-crash cases with only workers' comp exposure are usually worth far less than cases that also include a...

My coworker said no plate means no claim in Rhode Island. True?

"Did anyone get the plate number?" That is the adjuster question coming next, because your answer can decide whether they treat this as a normal liability claim, a hit-and-run...

Why does the insurer want a recorded statement right after my East Providence crash?

If you get this wrong, the insurer can lock in words they later use to cut your injury claim, especially if you had a pre-existing back, neck, or knee problem that got worse in...

Steps to Take After a Trucking Company Calls

What to do after a Rhode Island tractor-trailer crash when the carrier or its insurer starts calling before you even know how bad the case is.

ARTICLE by Karen Souza

step-down provision

Miss this in an insurance policy, and the money available after a crash can shrink fast. A driver may think there is $100,000 or more in liability coverage, only to learn later...

Is workers' comp my coworker's only claim after a Providence service truck crash?

You usually have 3 years to sue a non-employer in Rhode Island, but if your coworker waits to report the job injury, the workers' comp side can start falling apart fast. If the...

Why is workers' comp saying that's my only claim after a Cranston work crash?

What surprises most people is this: workers' comp is usually not your only claim after a Rhode Island work crash. The insurance company will tell you that workers' compensation...

How much is my kid's Woonsocket grain truck crash claim worth?

What the ER or your child's doctor wrote down will drive value more than the trucking company's first call ever will. If the chart shows a fracture, concussion, surgery,...